Richard G. Stewart, Jr., Ph.D.

Richard G. Stewart, Jr., Ph.D. is a visionary entrepreneur, investor, and philanthropist whose career spans more than five decades of innovation, leadership, and service. From pioneering fractional ownership in real estate to building cooperative commerce platforms, Richard has consistently been ahead of his time by creating business models that empower people, honor faith, and leave lasting impact.

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With a Ph.D. in Adaptive Science Economics, Richard became one of the earliest pioneers in the professional field of Adaptive Science during the 1980s. His dissertation, It’s Worth a Billion, is registered with the Library of Congress and now serves as the title of his newly published book.

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In the early years of his career, Richard helped reshape how people invest and participate in the upside growth. He structured groundbreaking real estate and financing deals that allowed thousands of individuals to hold secured fractional interests, receive rewards that offset interest payments, and share in equity profits. This participatory model foreshadowed today’s popular timeshare and cooperative investment programs. He later applied these principles to large-scale land developments, raising hundreds of millions of dollars while ensuring that participants were true partners in the success.

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Richard’s entrepreneurial vision continued to expand with the founding of companies such as Source, Inc., HELP Worldwide, and the International Clearinghouse (ICH). Each venture built on his core philosophy of coopetition, reciprocation, and shared value creation, ensuring win–win–win outcomes for consumers, merchants, and partners alike. Today, that vision culminates in WeSave, Inc., a next-generation eCommerce and financial empowerment platform where members and merchants alike become owners… not just users… of the system they help grow.

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Beyond his achievements in business, Richard has devoted himself to faith and philanthropy. He has supported and helped lead multiple charitable initiatives, including the Catholic Loyalty Foundation, WorldPriest, and Retrouvaille, each designed to strengthen families, honor God, and foster community. By establishing the Michelangelo Legacy Project, Richard and his family have placed more than 40 full-scale reproductions of Michelangelo’s Pietà in institutions worldwide, with a mission to share sacred beauty and inspire generations to come.

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At the heart of Richard’s journey is a simple conviction: that business and faith, when joined together, can transform lives. His legacy is not only measured in the companies he has built, but in the thousands of people empowered through his work — partners, families, and communities who now share in ownership, opportunity, and hope for the future.