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Help Worldwide
HELP Worldwide: The Humanitarian Empowerment Loyalty Platform
A New Kind of Loyalty — With a Purpose
HELP Worldwide was created by Richard G. Stewart Jr. to give everyday commerce a conscience. While Source, Inc. was in the midst of defending its patents, Richard recognized the need for a public-facing brand—one not tied to ongoing litigation—that could speak directly to merchants, consumers, and charities about what the underlying technology truly made possible.
That’s when HELP Worldwide came to life. The name itself—Humanitarian Empowerment Loyalty Platform (HELP) Worldwide—captured Richard’s core belief: that everyday commerce could financially empower consumers, merchants, and charitable organizations both locally and globally.
“When a single purchase can change someone’s life for the better, commerce becomes compassion.”
Richard G. Stewart, Jr.
Building HELP During the Storm
During the most intense years of Source’s litigation against some of the largest financial and technology companies in the world, Richard needed a way to keep the mission alive — to let people experience the benefits of the loyalty clearinghouse system even as lawsuits played out.
HELP Worldwide became that vehicle. It licensed Source’s technology and began launching co-branded loyalty programs where a portion of every merchant fee was automatically allocated to the referring organization and to humanitarian causes through the HELP Worldwide Foundation, a registered 501(c)(3) established around the same period to ensure contributions reached real projects that met real needs.
Richard’s goal was to give charities and nonprofit organizations a co-branded rewards card they could provide to supporters for use when shopping. Transactions were tracked, and a percentage of each sale was directed back to the referring organization. It was a novel concept for its time — using everyday commerce as a fundraising tool for local communities and humanitarian causes.
The Power of Reciprocation
In addition to supporting charities, HELP Worldwide was built to demonstrate how a reciprocating network of members and merchants could operate at scale. Each purchase became a small act of cooperation between four parties:
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The consumer, earning loyalty rewards;
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The merchant, gaining visibility, increased sales, and repeat customers;
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The referrer, sharing in the value created; and
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The community, receiving measurable support for its merchants and charities.
This model closed the loop between commerce and cause. What began as a way to protect and promote Source’s technology evolved into a movement of conscious consumers, proving that an economic engine of kindness truly works.
Empowering Merchants and Consultants
To spread this model to local merchants, Richard launched the Certified Merchant Consultant (CMC) program — an evolution of the earlier Certified Loyalty Consultant sales initiative developed under Source.
These were not typical merchant service sales representatives. CMCs were trained advisors equipped to help small businesses adopt Source’s loyalty and marketing technology without disrupting their existing systems. Each consultant served as a trusted bridge between Main Street and eCommerce, showing owners how to attract customers, grow revenue, and give back — all at once.
CMC candidates completed a rigorous college-level training program, earning credits in subjects such as:
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Loyalty design
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Payments and settlement
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eCommerce and micro-stores
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Inventory control and multi-channel sync
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Funding and financing triage
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Insurance fundamentals (with licensed partners)
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Data privacy, analytics, and KPIs
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Implementation playbooks
"We didn’t just build a network of merchants; we built a community of trusted advisors."
Richard G. Stewart, Jr.
How HELP Connected to Source and ICH
HELP Worldwide operated as Source’s humanitarian and marketing arm, carrying the torch of goodwill while Source continued to advance its clearinghouse technology.
As the company’s legal and financial structures matured, the next phase became clear: Source needed to transfer its processing operations to a new entity that could integrate and support HELP’s marketing and customer programs.
In 2019, Richard G. Stewart Jr. and his team formed the International Clearinghouse (ICH) in partnership with MetaBank, which became a marquee funding partner for the venture. Source’s legacy clearinghouse technology and related assets were transferred to ICH, creating the back-end processor that powered HELP’s merchant and member onboarding through what was then called the LoyaltyShare Network—a system that linked people, merchants, and causes through shared transaction data.
Together, the three entities formed a complete ecosystem:
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Source advanced technology R&D and fundraising,
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ICH managed the transaction rails, and
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HELP Worldwide provided the public-facing heart of the mission.
Legacy and Impact
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2000 – Source Inc. Founded: Acquired patents, built the open-loop loyalty system and clearinghouse.
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2006 – HELP Worldwide, Inc. Established: Sister marketing company promoting the Humanitarian Empowerment Loyalty Platform.
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2006–2015 – HELP Worldwide Foundation Established: Field-tested loyalty programs with merchant partners, strategic relationships, and charitable alliances.
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2019 – ICH Formed: Source and HELP each own 50% of ICH and 50% of WeSave.
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2021 – WeSave Launches: A public marketplace extending the same “people-first” DNA from HELP and Source into the weCommerce™ era.
Epilogue — From Vision to Velocity
In reflection, Richard G. Stewart Jr. describes HELP Worldwide as the bridge between invention and impact. It stands as living proof that a single idea — born from faith and fairness — can evolve into an ecosystem that uplifts everyone it touches.
What began with Source’s clearinghouse technology became a movement of cooperation through HELP Worldwide, matured into ICH’s transaction processing backbone, and now powers WeSave’s people-first marketplace.
Each step has built upon the last — technology, trust, and transformation — turning innovation into legacy. As the mission continues, the purpose remains unchanged: to redefine how commerce serves humanity, proving that when value is shared, everyone wins.